Retirement planning and pensions advice

As the population lives longer, and the State moves the onus of retirement income to the general population, clients are far more aware of their need to plan for retirement in the current climate. We can help with all aspects of the retirement journey.

We provide both personal and business clients with access to products and services sourced from the whole of the market, meaning that our advice will be both unbiased and unrestricted.

Following recent changes to pension rules it can be complicated to know which is the best approach to saving for your retirement and how to generate an income when you decide to stop working. Our advisers are experts in finding the right solution for your pension needs.

You might be:

  • Worried about what size pension you need to save to retire comfortably
  • Looking for ways to maximise the returns you achieve from your pensions
  • Confused about the options available for accessing your pensions and generating an income from them
  • Without expert pensions advice it can be hard to make the best decisions about your retirement planning and pension options. That’s where our independent financial advisers can help.

If you’re saving for retirement

Our pension advice experts can assess your investments and understand what you’re trying to achieve. There may be better value products available that could reduce the charges you’re paying. Lowering the fees you pay could help to boost your pension savings.

As independent financial advisers we can look at the whole of the market to see if a more suitable product is available to you.

Or if you’re about to retire…

We can look at the most tax-efficient ways to take money out of your pension. This might include whether to drawdown from your pension pot or purchase an annuity to provide retirement income or a mixture of both.

No matter how big or small your current pension, our advisers can help your investments work harder for you and help you make the right decisions around what to do with your pensions.

We’ll only ever recommend the best pension investment approach to suit your circumstances at the best possible cost, and can arrange for a pension transfer if your existing pension isn’t working hard enough.

 

Fair and transparent costs

We work hard to deliver excellent value to you. It’s what drives us.

We’re transparent about the charges you’ll pay for advice and investments. And there’ll be no hidden fees, ever.

Reach Us

Contact the team at Pepperells Wealth.

The Lawn, 1 Ingleman Place, Lincoln, LN1 3BU

01522 717 410

info@pepperellswealth.com

Ask us a question...

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WHAT OUR CLIENTS SAY…

Q. What were the circumstances that caused you to look for a Financial adviser?

A. I am self employed and was aware that I had not prepared for the future in terms of savings and pension and I was also not covered should I be unable to work.

Q. How did Nigel Wvendth help you?

A. Nigel and I talked at great length about my finances and he made some very helpful suggestions which I have acted upon. At no time was I under any pressure to go with the plans he had suggested and I really feel that he has acted in my best interest.
What is your current situation?

Q. Have you seen the outcome you were hoping for?

A. Yes and he is helping me continue to make plans for my future.

Q. What could they have done better?

A. I honestly couldn’t be more happy with the service Nigel has provided. I’ve had a bad experience in the past where my best interest certainly wasn’t key. Nigel has listened to me extensively and put together a very thorough plan which is not only helpful now but will be helpful in the future as we look to mortgage renewal, which I will be doing with Nigel.

Q. What were the circumstances that caused you to look for a Financial adviser?

A. Guidance with our pension plan.

Q. How did Nigel Wvendth help you?

A. Answered all our concerns in plain English. We felt at ease with him and at no time did we feel any peer pressure.
What is your current situation?

Q. Have you seen the outcome you were hoping for?

A. Was given a lot of advice and we are currently moving forward with this.

Q. What could they have done better?

A. We feel that all our concerns and questions were answered.

Q. What were the circumstances that caused you to look for a Financial adviser?

A. Pension Sharing Order following divorce.

Q. How did Nigel Wvendth help you?

A. Nigel has advised on the most appropriate pension plan for my circumstances and has gone above and beyond in helping ensure the pension has met my circumstances and looked at ways in which to help ensure some degree of financial security for my son and I.

Q. What is your current situation? Have you seen the outcome you were hoping for?

A. Most definitely.

Q. What could they have done better?

A. Nothing. Nigel has been extremely helpful but not at all pushy. he has listened to my circumstances and taken them into account at every step. Nothing has been too much bother and his communication has been brilliant.