Business and corporate planning

Sometimes these clients have the most complicated circumstances to deal with. Not only do the Directors and business owners face all the personal issues detailed below, but they also need to manage their business finances too.

We provide both personal and business clients with access to products and services sourced from the whole of the market, meaning that our advice will be both unbiased and unrestricted.

Shareholder or Partnership Protection

These policies support the Shareholder and Partnership Agreements, to ensure the value of the business passes to the right people if a Shareholder or Partner in the business suffers a serious illness or dies prematurely.

Key Person Provision

To ensure the continued smooth running of the business should a Key Person in the business be unable to work due to illness, suffer a serious illness or die prematurely.

Retirement planning for business owners

Consideration of the tax efficient extraction of profits from the business by way of pension planning to avoid Corporation Tax and build a retirement strategy for the owners and employees.

Investment strategies for those businesses where they have retained profits

Retained profits can cause issues with the classification of the Company, changing it from a trading entity to an investment company. For surplus funds held in the business we can offer appropriate solutions to ensure the funds are held tax efficiently, and avoid a change in status.

Sale of the business can result in significant profits for the business owners

Whilst we can cater for the proceeds in ways detailed above, we can be involved earlier in the process, and consider the use of Business Property Relief solutions in this scenario to maintain the Inheritance Tax efficiency for Company Directors for example.

Reach Us

Contact the team at Pepperells Wealth.

The Lawn, 1 Ingleman Place, Lincoln, LN1 3BU

01522 717 410

info@pepperellswealth.com

Ask us a question...

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WHAT OUR CLIENTS SAY…

Q. What were the circumstances that caused you to look for a Financial adviser?

A. I am self employed and was aware that I had not prepared for the future in terms of savings and pension and I was also not covered should I be unable to work.

Q. How did Nigel Wvendth help you?

A. Nigel and I talked at great length about my finances and he made some very helpful suggestions which I have acted upon. At no time was I under any pressure to go with the plans he had suggested and I really feel that he has acted in my best interest.
What is your current situation?

Q. Have you seen the outcome you were hoping for?

A. Yes and he is helping me continue to make plans for my future.

Q. What could they have done better?

A. I honestly couldn’t be more happy with the service Nigel has provided. I’ve had a bad experience in the past where my best interest certainly wasn’t key. Nigel has listened to me extensively and put together a very thorough plan which is not only helpful now but will be helpful in the future as we look to mortgage renewal, which I will be doing with Nigel.

Q. What were the circumstances that caused you to look for a Financial adviser?

A. Guidance with our pension plan.

Q. How did Nigel Wvendth help you?

A. Answered all our concerns in plain English. We felt at ease with him and at no time did we feel any peer pressure.
What is your current situation?

Q. Have you seen the outcome you were hoping for?

A. Was given a lot of advice and we are currently moving forward with this.

Q. What could they have done better?

A. We feel that all our concerns and questions were answered.

Q. What were the circumstances that caused you to look for a Financial adviser?

A. Pension Sharing Order following divorce.

Q. How did Nigel Wvendth help you?

A. Nigel has advised on the most appropriate pension plan for my circumstances and has gone above and beyond in helping ensure the pension has met my circumstances and looked at ways in which to help ensure some degree of financial security for my son and I.

Q. What is your current situation? Have you seen the outcome you were hoping for?

A. Most definitely.

Q. What could they have done better?

A. Nothing. Nigel has been extremely helpful but not at all pushy. he has listened to my circumstances and taken them into account at every step. Nothing has been too much bother and his communication has been brilliant.